For a 100% land loan, you must have a 680 minimum credit score. For a 95% or 5% down payment, you must have a credit score of 650.

For a 100% land loan, you must have a 680 minimum credit score. For a 95% or 5% down payment, you must have a credit score of 650.

For a 100% land loan, you must have a 680 minimum credit score. For a 95% or 5% down payment, you must have a credit score of 650.

Yes, a 12-month One-Time Close Construction loan is available for a 30-year home mortgage at any time after the land is purchased. In addition, any land equity after the purchase can be applied toward your down payment for a home loan.

Yes, unimproved or improved Land/lots can be financed with or without utilities.

A Lot loan is generally provided for residential purposes in urban areas. An Acerage Land loan is typically outside the Urban areas and has more acres than a City Lot.

You can build when it is best for you. No required time frame to build or not to build with either loan. Can keep just as Land or build. Once you have the equity or available cash, you can build on your land.

With a 95% LTV or 5% down Land Loan, the maximum loan is $726,000 with a minimum of $50,000 and is a straight 15-year amortization but no more than 100 acres.

With the 95% LTV or 5% down loan program, No bankruptcy from the discharge date within four (4) years. Extenuating circumstances can be considered.

You must be self-employed and provide sufficient funds to handle the payments by verifying collected funds in your last 24 months Bank Statements. A slightly higher interest rate will be determined by the percent of the down payment and your credit score.