Spurr Mortgage

233 E. 10th Street Plaza

Suite 3

Edmond, OK 73034

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(405) 348-9919

100% LOT & LAND FINANCING

100% LAND and Lot Financing – Undeveloped LAND and residential LOTS can be financed with NO DOWN PAYMENT at the contract amount up to $250,000.00  in the State of Oklahoma, Kansas, Missouri and Arkansas.

The Spurr Mortgage 100% LTV Advantage will enable you to finance the Land/Lot with mortgage payments that are amortized over a 15 year term of equal monthly payments for the first 5 years and then converts to an ARM for the remaining years. The calculator on this page will help to compute the monthly payment for the first five years.

What really sets Spurr Mortgage apart from other lenders is because we DO NOT require a Down Payment on Land & Lot loans. Most all our customers would say that we are fair, transparent, reputable and a responsible lender who knows how to navigate the land loan process. We just make it Easier having been in the lending business for 25 years!

Please email richard@spurrmortgage.com or call 405-348-9919  to explain how it works, see below, and get your loan approval underway.

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Title Insurance required

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Land Appraisal required

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No Down Payment required

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No Survey

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No Prepayment Penalties

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No Commercial Land

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No Acreage Limitation

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No Flood Certification

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No Hidden Fees

View Estimated Costs >>

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Property CAN NOT have a residential structure

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A minimum credit score of 680 is required

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Property can be financed with or without utilities

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Click on Closing Fees for estimated closing costs

View Estimated Costs >>

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Closing Costs may be financed on some transactions

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Construction Loans available to build a home when you are ready

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Ask us about our Land Builders & Developers contacts

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Ask us about our Real Estate Agents who specialize in land only

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Refinances available up to 65% loan-to-value